Head-to-head comparison

CMC POS vs Square — who wins?

Square charges 2.6% on every swipe. CMC POS charges 1.83% — or 0% with Fee Saver. On $15,000/month that's an extra $1,380 per year staying in your pocket.

Switch from Square Calculate your savings

29% lower

in-person processing rate

$7,200+

avg. annual savings vs Square

0%

fees with Fee Saver enabled

Real savings at every volume

Based on standard in-person processing rates. Fee Saver brings costs to $0.

Monthly VolumeSquare FeesCMC POS FeesYou Save / Year
$5,000/mo$130$92$456/yr
$15,000/mo$390$275$1,380/yr
$30,000/mo$780$549$2,772/yr
$75,000/mo$1,950$0 (Fee Saver)$23,400/yr

Estimates based on standard card-present rates. Actual fees vary by card type. Fee Saver passes fees to customer — your processing cost is $0.

Feature-by-feature comparison

Feature
CMC POS
Square
Monthly software fee
From $50/mo
Free tier (limited) / $60–$165+/mo
In-person processing rate
1.83% (standard) or 0% with Fee Saver
2.6% + $0.10 per tap/dip
Online processing rate
2.61% + $0.08
2.9% + $0.30
Zero-fee processing option
✓ Fee Saver (pass fees to customer)
✗ Not available
POS hardware required
Works with existing hardware
Square proprietary hardware only
B2B / wholesale portal
✓ Built-in
✗ Not available
Appointment scheduling
✓ Included
Square Appointments (separate app)
Invoice generation
✓ Included with automation
Square Invoices (add-on)
Inventory management
✓ Real-time multi-location
✓ Available
E-commerce website builder
✓ Included with POS sync
Square Online (limited free / paid)
Email & SMS marketing
✓ Included
Square Marketing ($15/mo+)
Customer data portability
✓ Full export any time
Limited CSV export
Contract / lock-in
Month-to-month
Month-to-month
US-based support
✓ Phone, email, chat
Chat / email only

Why businesses switch from Square to CMC POS

Square punishes high volume

Square's flat 2.6% never goes down. CMC POS charges 1.83% — and Fee Saver drops it to 0%. The more you process, the more you save.

No hidden add-on fees

With Square, email marketing, scheduling, and invoicing are separate paid apps. With CMC POS, everything is included in one price.

You own your data

Square restricts customer data exports. CMC POS gives you full access to your customer list, transaction history, and analytics — any time.

Built for real business needs

B2B pricing tiers, net terms, wholesale portals — features Square doesn't offer. CMC POS was built for independent businesses with complex needs.

Common questions about switching from Square

Is CMC POS cheaper than Square?+
Yes. CMC POS charges 1.83% + $0.08 in-person vs Square's 2.6% + $0.10. On $15,000/month that's $115/month less — $1,380/year. With Fee Saver (0% processing) the savings are even greater.
Can I switch from Square to CMC POS without losing my data?+
Yes. CMC POS supports customer, product, and transaction data import. Our onboarding team handles the migration at no charge.
Does CMC POS work with Square hardware?+
CMC POS works with most standard card readers and POS terminals. Our team will confirm hardware compatibility during your onboarding call.
What is Fee Saver and does Square have anything similar?+
Fee Saver lets you pass credit card processing fees to customers transparently at the point of sale — so you pay 0%. Square does not offer a compliant fee-pass-through option.

Ready to leave Square behind?

Switch to CMC POS and start saving from your first transaction. Our team handles migration free of charge.

Switch from Square — Free Migration